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Chinese college students naked

Dodgy internet lenders in China are reportedly getting female college students to provide nude pictures of themselves as collateral in a loan-for-porn scheme. In this creepy arrangement, reported by Chinese media this week, students have agreed to send nude photos of themselves holding their ids to lenders. After doing so, the girls are then eligible for higher loan amounts—two to five times the normal sum, according to Beijing Youth Daily. The lenders told the students that they'd publish the photos online if the loans aren't repaid in time, with extreme interest rates. The site's online leaders allegedly preyed on young people who may be out of pocket or lacking in financial experience. Within four months, the debt she owed had more than doubled. After being threatened by her lenders, she was forced to ask her family for money to avoid having her photos put online.

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Wuhan University has recently developed a phone application aimed at preventing online loan schemes from preying on college students, according to news portal cjn. Online campus loans are private loans targeting college students, usually coming with high interest rates and often with collateral security requirements, which in some cases have included naked photographs of female students. Many young people are attracted to these loans due to a lack of basic financial literacy to see potential risks behind what appears to be easy money. Central authorities banned online companies from extending loans to students in The application is the first of its kind to work as a check on the illegal campus loan industry and protect students from loan sharks. The application features a large database with financial service information from credit agencies across the country. College students can register fast with their real name, ID number and phone number. With big data, the application can observe if a student has plunged into debt and analyze how deeply they've been entrapped, then produce a credit score and an assessment for the student. A higher score usually represents a better credit situation.

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China has banned online loans to college students following a three-year boom in campus lending, which has been accompanied by outrage over exorbitant rates, violent debt collection practices, porn for payment, and various financial scams. Financial institutions not registered or authorized by regulators are now banned from offering loans on campus, said a recent notice by China's Banking Regulatory Commission, the Ministry of Education, and the Ministry of Human Resources and Social Security. The notice said existing online lenders must withdraw from the market. Those who refuse will be shut down. Institutions suspected of malicious fraud, violence, and spreading obscenities will be subject to prosecution. Campus loans have been a brewing problem in schools across China.

Beijing must create proper credit-borrowing channels specially catered to students to solve the problem. The case of Xiaong Xiaoting once again thrusted P2P lending business into the limelight. In April this year, Xiong took her own life in a hotel far from her hometown in Xiamen. She took her own life a few days after her mother received her nude photos. Nude loans first gained nationwide attention in December

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Views: 723

From: Salkis

Added: 24.10.2020

Category: Chinese

Tags: chinese+college+students+naked

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